Kate Middleton is a literal princess and future queen, so no surprise that her net worth is huge. But honestly, there are a lot of rules when it comes to the royal purse strings and exactly how much wealth Kate has access to, not to mention how much of what she owns is really "hers" vs belonging to the Crown. Let's dive into it. First stop?
The Middletons Are Rich
Putting aside the royal family's $28 billion-with-a-b dollars for a moment, Kate comes from family money. Her parents, Carole and Michael Middleton, are millionaires thanks to their company Party Pieces. On top of that, the couple currently live in a Georgian manor house in Berkshire on an 18 acre estate that's worth a ton.
Oh, and they bought a flat in London (which has since been sold) for Kate and her sister to live in post-college.
Meanwhile, Celebrity Net Worth reports that "multiple generations of the Middleton family have also benefited from trust funds set up over a century ago."
She and Prince William Are Loaded...
We have a deep dive on William's money this way, but some quick highlights for us to go over?
- William has a multi-million dollar trust fund inherited from his great-grandma, the Queen Mother.
- He has $10 million after taxes from Princess Diana (split with Prince Harry).
- He has access to the Duchy of Cornwall, a portfolio of property and financial investments with assets totaling £1.2 billion. Wills gets the revenue, which is around £23 million per year.
William's personal wealth (and Kate's by marriage) will only grow once he becomes King, a "job" which comes with $10 billion of real estate, the Royal Art Collection, an annual government stipend of $12.9 million, and at least part of the Queen’s personal net worth of $500 million.
Kate Gets Paid for Being a "Working Royal"
Kate isn't doing all those royal engagements just for fun. She gets paid through the Sovereign Grant, a pool of taxpayer money that covers working royals' official duties.
Do Kate and William Have a Prenup?
Not in the traditional sense, but the royals' money is, and forever will be, the royals' money. And if Kate left the royal family, she wouldn't exactly be taking half of William's assets. That said, we have a pretty good idea of what happens when royals split up thanks to then-Prince Charles and Princess Diana's divorce.
Diana was the Princess of Wales at the time (much like Kate Middleton), and she received a lump-sum of $22.5 million in cash, as well as $600,000 a year for her office, per the New York Times.
So, What Is Kate Middleton's Net Worth in 2025?
Kate's personal net worth (meaning, the money she has without taking into account William's money) is $10 million per Celebrity Net Worth. Of course, this doesn't necessarily include things like property, art, and a pretty impressive jewelry collection!
