21 Best Affordable Jewelry Brands for Nailing Every 2026 Accessory Trend, According to Cosmo Editors
Stylish, budget-friendly, and won't turn your skin green? Say less.
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As someone who appreciates a thoughtfully curated jewelry stack, it’s taken me years to successfully build out my collection. Because, let’s be honest: Though we all may aspire to have a glimmering jewelry stack draped in diamonds, gold chains, and the latest trends, it's tough to find quality, wallet-friendly jewelry that will actually last. After years of searching, and more than a few jewelry purchases that have tarnished in a matter of days or left my skin green—my fellow Cosmo editors and I have finally curated a list of 21 editor-tested, affordable jewelry brands that are worth every penny.
You’ll find something for everyone on this list, whether you’re a fan of chunky, statement jewelry or you prefer a subtly sparkling stack. That includes viral brands you’ve seen on social media, celeb-loved pieces, and a few under-the-radar finds that’ll help you find something truly one-of-a-kind. But our ultimate tip as you shop? Always check the base materials: gold- or silver-plated jewelry is usually cheapest, but it could deteriorate quickly. Gold vermeil offers a step up in durability if you’re willing to spend a few extra dollars. And of course, solid gold and silver is the top-of-the-line choice when it comes to long-lasting, investment-worthy sparkle.
Ahead, shop editor-loved brands—ranging from glitzy earrings to chunky statement necklaces—starting at just $20.
Pros
- Tarnish-resistant
- Hypoallergenic
- Lots of different styles to choose from
Cons
- Fewer statement jewelry options
Price range: Most items are under $100 | Base material: Gold-plated brass, solid gold, rhodium on brass | Shipping: Free shipping
When I reached out to my coworkers for budget-friendly jewelry recs, editors were literally talking over each other to praise Ana Luisa. The brand has sooo many stunning pieces, ranging from layer-able basics to quiet luxury staples—and most of them are under $75. According to several editors, they also resist tarnishing even when worn on the daily.
"I wear these drop earrings from Ana Luisa literally every single day and yet they look basically brand new," one of our editors raved. "Even after showering, there's no discoloration or tarnishing. Plus, they're so lightweight that I barely remember they're even there."
Glowing customer review: "I got these earrings around June for my birthday...When I tell you I've only taken them off maybe one or two times...PERFECT QUALITY. I sleep, shower, swim, and workout with them on and they have stayed looking brand new."
Shop our favorites: Jessica puffed heart hoops ($75), Zola gold band ring ($65), Azura charm necklace ($130)
Pros
- Vast selection of options for under $30
- Offers both gold-plated and gold vermeil options
- Plenty of on-trend styles to choose from
- Comfortable to wear and didn't irritate sensitive skin
Cons
- Not water- or sweat-resistant
- Will fade (or tarnish) over time
Price range: $13 to $50 | Base material: Gold-plated brass and gold vermeil | Shipping: Free shipping for Prime members
When associate shopping editor Meg Uy wear-tested several Pavoi jewelry styles for her review, she was shocked by how well the brand held up—and didn't irritate her sensitive skin.
"I’ve always been impressed by the variety of earrings Pavoi offers...So many of their designs are genuinely fashion-forward and super of-the-moment," Uy says. "This isn't investment jewelry, but it's great for trying out trends, building a travel jewelry collection, or just adding some affordable sparkle to your everyday look."
Glowing customer review: "More beautiful than expected! I purchased this based on the great reviews and I am not disappointed. The gold is realistic in color and shine. The stones are clear and have great sparkle and shine. The clasp is easy to manage one handed and stayed secure the whole time I wore it."
Shop our favorites: Gold-plated cubic zirconia tennis bracelet ($20), 4K gold-plated chunky open hoops ($14), Hand chain in white gold ($18)
Pros
- Wide variety of styles and price points
- Both mined and lab-grown diamonds available
- Solid gold is more durable (and hypoallergenic) than gold-plated
- Free engraving available
Cons
- One of the most expensive options on this list
Price range: From $38, with diamond jewelry between $250 to $8,000 | Base material: Solid gold, 925 sterling silver, lab-grown and sustainably sourced diamonds | Shipping: Free shipping on orders $150+
"Diamonds" and "affordable" aren't usually in the same sentence, but if you wanna frost yourself, Mejuri is a great place to start. While the brand offers a bunch of different jewelry styles, we're particularly enamored by the collection of diamond jewelry that starts at around $200. Shop rings, tennis bracelets, hoops, studs—you name it—to get your fine jewelry collection going.
"If you're making an effort to enter your ~real~ jewelry era, turn to Mejuri," says deputy commerce editor Heath Owens. "With solid gold mini hoops starting at $38, the value can't be beat. And the minimal, timeless styles can be stacked and layered with pieces you already own while you build out your collection."
Glowing customer review: "I love the unique design and that the diamonds are set into the ring more. I also took advantage of the free engraving and now it is a sentimental piece to remember my grandmother by!"
Shop our favorites: Diamonds band ($578), Lab-grown sapphire tennis bracelet ($358), Diamond necklace ($478)
Pros
- Plenty of options under $40
- Many pieces are customizable
- Mix of statement jewelry and staples
Cons
- May tarnish quicker than others on this list
Price range: $10 to $200 | Base material: Gold-plated brass, gold-plated silver, cubic zirconia | Shipping: Free shipping $75+
When you want sparkling statement jewelry but you don't wanna splash out, BaubleBar is a *perfect* budget-friendly choice. Our editors love the brand's wide selection of playful styles, particularly its limited-edition collabs with your fave NFL or MLB team, or its cutie custom jewelry (like the initial necklace pictured on slide 1!). Most items fall within the $40 to $60 range, but you can definitely find pieces for less, too—including these trendy charms.
"Baublebar is my go-to for affordable yet cute wedding guest jewelry," says Mackenzie Dunn, senior commerce manager. "Take it from me (someone who is attending close to a dozen wedding this year)—the pieces are versatile and photograph well. I recently wore BaubleBar earrings to a black-tie wedding and got tons of compliments!"
Shop our favorites: Bubble initial necklace ($58), Crystal collar necklace ($48), Just for fun cluster charm (from $25)
Pros
- 18K PVD gold-plating tends to be more durable than other gold-plating
- Vintage-inspired designs are easy to style with staple jewelry
Cons
- Gold-plated jewelry isn't as long-lasting as gold-filled or gold vermeil
- May not be safe for sensitive skin
Price range: From $20 to $80 | Base material: 18K PVD gold-plated stainless steel, silver stainless steel | Shipping: Free shipping on orders $100+
When you've already raided your grandmother's vintage jewelry collection (sorry, Grandma!) and you still want more, reach for BIBI & KIM's dreamy, vintage-inspired styles. Our editors are obsessed with the classic designs (think geometric studs, mixed-metal chains, signet rings, and more) that somehow exude both timeless glamor *and* modern luxury. What's more, each item is PVD plated with 18-karat gold (a fancy term that refers to the method used to adhere the gold to the stainless steel base—science!) which tends to be more long-lasting and higher quality than standard gold plating.
"I have a pair of gold hoops from BIBI & KIM and I love them," says editor Olivia Truffaut-Wong. "They're lightweight, stylish, and vvv affordable."
Shop our favorites: Marquise studs ($36), Oval CZ eternity ring ($42), Fringe drop earrings ($42)
Pros
- Wide selection of statement jewelry for dressy occasions
- Most items available in both gold and silver
Cons
- Brass may cause irritation on sensitive ears
Price range: Most items between $48 and $300 | Base material: 18-karat gold or rhodium on brass | Shipping: Free shipping $75+
When you're heading to that black tie event or glitzy holiday party (jealous!), Nadri has sooo many compliment-garnering accessories to step up your look. While you could def spend a few hundred dollars on the site if you aren't careful, the brand also has plenty of pretty picks for under $150—including tennis bracelets, dangle earrings, and gilded necklaces, all made with high-quality cubic zirconium for maximum sparkle. I've owned this particular pair of heart-shaped studs for a year or so, and it's become a staple in my jewelry rotation.
Glowing customer review: "[My Nadri earrings] were perfect for my wedding day. I was looking for earrings that would bring a bit of sparkle, but not be too big, long or heavy as I do not typically wear big earrings...They were comfortable for the entire night and I received so many compliments."
Shop our favorites: Rosalia heart studs ($48), Natural beauty Y necklace ($70), Wildflower drop necklace ($175)
Pros
- Unique designs are perfect for statement jewelry
- Handcrafted
- Sterling silver is very durable when properly cared for
Cons
- Steep price differences between gold and silver
Price range: Most sterling silver pieces between $45 to $300 | Base material: Sterling silver, 14-karat gold | Shipping: $9.75+
Hand-crafted in New Orleans and inspired by architecture, Mignon Faget is an editor-loved pick for its statement-making silhouettes and durable sterling silver medium. While you *won't* find many basics in the brand's repertoire, you will be able to score so many unique pieces that match your personality: cosmic-inspired pendants, sculptural ear cuffs, layer-able bangles...you get the picture. And since the designer has been creating her own jewelry for over 50 years, rest assured these designs are timeless.
I was lucky enough to receive this Mignon Faget ring as a gift a few months ago, and it's by far the most comfortable ring in my collection. The sterling silver and materials also make me a LOT less worried about deterioration over time, so I plan to be wearing it for many years to come.
Shop our favorites: Legacy era ear cuff ($195), Legacy forever ring ($165), Petit bow pearl pendant ($75)
Pros
- Wide range of sculptural styles to choose from
- Jewelry is versatile enough for everyday and dressing up
- Even fine jewelry pieces are under $600
- Earrings come with supportive backing
Cons
- Distinct silhouettes may not be every shopper's personal style
Price range: $45 to $595 | Base material: 14 karat gold-plated steel, 14 karat yellow gold, silver dipped brass, platinum-plated steel | Shipping: Varies
Jenny Bird jewelry exudes effortless style, thanks to the designer's sculptural aesthetic that makes each piece feel like a work of art. The Canadian-born designer launched her eponymous brand in 2008, and ever since, her pieces have been spotted on stars like Dakota Johnson, Alix Earle, Keke Palmer, and more. But the brand isn't *just* for your fave celebs; a majority of Jenny Bird baubles cost under $200. What's more, you'll have thousands of items to choose from across earrings, necklaces, bracelets, and more.
Glowing customer review: "I love the look [of the Rio Button Earrings] but always worried about the weight of the earrings. I was pleasantly surprised that these are not only lightweight but also come with the special JB lifting earring back—and it actually works! I am a big fan."
Shop our favorites: Rio button earrings ($118), Puffy heart necklace ($168), Colette small hoops ($138)
Pros
- Antique-inspired styles
- Earrings don't tug, and they stay in place
- Easy to find the latest jewelry trends
Cons
- Limited selection compared to other brands
Price range: Most items between $85 and $120 | Base material: Gold-plated sterling silver | Shipping: Varies by address
Statement jewelry is fun, but practically speaking, you'll also want a reliable rotation of accessories for everyday use. Finding that fine line between basic and straight-up boring is easier said than done, though. Several editors were wowed by Heaven Mayhem's vintage-inspired collections that include studs, earrings, watches, and even brooches—so much so, in fact, that they've become an everyday jewelry go-to.
“I can admit when I’ve been influenced, and Hailey Bieber’s favorite antique-inspired earrings did just that," says contributor Tatjana Freund. "Considering Heaven Mayhem’s pieces are mostly under $200, I was so impressed with how high-quality and sturdy the earrings are. They’re large without tugging on the earlobe, and all the earrings sit perfectly without sliding or twisting. Not to mention, every time I wear a pair, someone asks me where I got them.”
Shop our favorites: Double-knot earrings ($110), Julia necklace ($120), Clarke cuff ($100)
Pros
- Eclectic, Y2K-inspired designs
- Lots of different color options to suit every style
- Each piece is handmade
Cons
- May be minor variation in appearance due to handmade quality
Price range: $34 to $178 | Base materials: sterling silver, gold plated brass, gold-filled metal | Shipping: Free shipping $150+
My recent obsession? Textural, colorful, irresistibly playful baubles that make you feel like a kid again. That's why I am a fan of NOTTE's Y2K-inspired style that ranges from beachy chokers to chunky charms. The founder, a former accessories trend director, draws inspiration from bustling city life in New York and Florence, Italy, so expect every piece to contain ahead-of-its-time trends and effortless artistic charm.
Shop our favorites: Ravello pearly necklace ($158), Heart to heart necklace ($86), Baby strawberry ring ($56)
Pros
- Most jewelry is around $50
- Delicate designs
- Gold and silver options available in many styles
- Hypoallergenic and nickel-free
Cons
- Gold-plated jewelry is likely to tarnish over time
Price range: $42 to $85 | Base materials: Gold-plated and silver tone, metal type not listed | Shipping: Free shipping $50+
As someone who has a relatively small frame, I don't love the look of chunky jewelry on myself. Olive and Piper is a great place to find dainty—but no less statement-making—pieces, whether you're dressing up for a gala or heading to the office. The brand has plenty of glitzy accessories dotted with cubic zirconium and faux pearls (my personal favorite is the emerald-cut pendant on slide three), and the gold-plated styles claim to be hypoallergenic and nickel-free, making them a great pick for sensitive skin.
Shop our favorites: Dora ring ($48), Thea drops ($52), Emerald pendant ($48)
Pros
- Reasonably priced lab-grown diamond jewelry
- Uses 14k gold and silver for every piece
- Offers lifetime product warranty
Cons
- Limited selection under $500
Price range: $300 to $13,000+ | Base materials: 14k gold, rose gold, and silver| Shipping: Free shipping
If you want to invest in your jewelry collection but you're still working with a tight budget (same), Blue Nile is our editors' first pick when it comes to lab-grown diamonds. Though you can certainly drop a few grand at Blue Nile, there's also a thoughtful curation of more budget friendly pieces—yes, including diamonds! My personal favorite pick is this pair of subtle yet sparkly studs (shown in photo slide 2), which add the perfect amount of glimmer to my ear stack.
Shop our favorites: Blossom lab-grown diamond pendant ($320), Blossom lab-grown diamond stud earrings ($380), Petite micropavé diamond ring ($462)
Pros
- Gold, rose gold, and silver options
- Tarnish-resistant
- Recycled packaging
Cons
- Some reviewers say huggie earrings don't feel secure
Price range: Most items between $55 and $150 | Base material: 18k gold-plated recycled sterling silver, rhodium-plated recycled sterling silver | Shipping: Free shipping on orders $175+
This one goes out to all the SO's trying to get their loved one a thoughtful gift (but drowning in all the options the internet is throwing your way). Don't fret: Astrid & Miyu is our editors' fave place to look when we need a unique and meaningful (yet affordable!) jewelry present. The brand's offerings range from sparkly hoops and dainty necklaces to charm bracelets, zodiac jewelry, and beyond—so you can find something your boo will *actually* love.
I've owned my Astrid & Miyu necklace for several years, and I find myself reaching for it almost daily. It's super easy to style with other pieces, and it hasn't tarnished at all despite near-constant wear.
Glowing customer review: "These are my new favorite earrings. So pretty and shiny, perfect size, good weight. Overall I'm super happy and [they're easy to] wear with other jewelry."
Shop our favorites: Tennis chain ($150), Cosmic star bracelet ($170), Initial pave necklace ($135)
Pros
- Taylor Swift-worn styles
- Unique designs that still feel timeless
- Most options available in both gold and silver
Cons
- Smaller selection than other brands on this list
Price range: From $35 to $90 | Base material: Gold-plated stainless steel | Shipping: Free shipping $150+
Behold: your favorite artist's favorite jewelry brand. Mazin Jewels went viral a few years ago after Taylor Swift was spotted wearing multiple pieces from the brand—and they've also been worn by the likes of Tate McRae, Sofia Vergara, and soccer legend Alex Morgan, among other stars. And get this: Nearly everything on-site is around $60 (!). IMO, each piece from Mazin wears like a familiar classic yet has its own unique twist, so your jewelry stack still feels super personalized.
After scooping up several items from Mazin Jewels (and wearing them pretty much on the daily), I totally get why so many celebs keep wearing them. The stylish designs are sooo sparkly and still look brand-new, even after a whole year. I'm not the only repeat shopper, either: Taylor was once again spotted wearing another Mazin Jewels ring while announcing her Life of a Showgirl album earlier this year.
Shop our favorites: Chain link necklace ($70), Pave snake ring ($63), Marquise huggies ($54)
Pros
- Wide range of sizes, styles, and metals
- Reviewers say they don't irritate sensitive skin
- Site is easy to filter by price, material, and style
Cons
- Some reviewers say jewelry was smaller than expected
Price range: Most items between $25 and $200 | Base material: Solid gold, gold vermeil, sterling silver | Shipping: Free shipping $50+
Nothing makes or breaks your earring stack like a quality pair of hoops—and as someone with sensitive ears, it's suuuper important to find a pair that won't cause irritation. AMYO's gold vermeil hoops are plated with a thick layer of solid gold, which makes them better suited for sensitive skin than many other affordable options. I love that the brand has such a wide range of earrings sizes and styles, so you can create a whole earscape that's totally you without overspending.
Glowing customer review: "LOVE these hoops—they are the perfect size and thickness, as well as super lightweight and comfortable. Clasp is nice and secure, so I don't worry about them falling off like I have with some other earrings. Love the twisted texture that keeps them from looking like every other pair of basic gold hoops."
Shop our favorites: Thick twisted hoops ($65), Marquis ear-climber earrings ($48), Pavé triple mini hoops ($85)
Pros
- Unique yet timeless jewelry styles
- Handmade in Spain
- Worn by celebs like Jenna Ortega, Khloe Kardashian, and more
- Mix of materials and gemstones
Cons
- Gold jewelry is more expensive than silver
Price range: $25 to $2,000 | Base materials: sterling silver, 18k gold-plated steel | Shipping: Free shipping $95+
I've recently become a fan of UNOde50 (a Spanish jewelry brand that handcrafts every piece)—I'm obsessed with the eclectic styles that somehow exude both timelessness and unique character all at once. AKA, I never feel like I'm copying someone else or falling into a short-lived fashion trend when I wear a piece from the brand. And I'm not alone: UNOde50 has been sported by style icons like Jenna Ortega and Khloe Kardashian, so it's safe to say the brand is It-girl approved.
Shop our favorites: Long leather necklace ($170), Ring with purple crystal ($155), Beaded bracelet ($110)
Pros
- Hypoallergenic
- Many items are water- and tarnish-resistant
- Wide variety of charm options to choose from
Cons
- Some shoppers say the charms are smaller than expected
Price range: From $15 to $150, with most charms costing around $55 | Base material: 14K gold vermeil, sterling silver, 14K gold-plated sterling silver, solid 14K gold | Shipping: Free shipping $100+
Whether Taylor Swift's friendship bracelets or the resurgence of Y2K trends are to thank, charm jewelry is so back. And personally? I'm a huge fan of Rellery for its cutie charms that you can add to an existing chain. Some of the best options I've seen include a donut (yum), peas in a pod (perfect for siblings or your BFF), a mini horse charm (for the unapologetic horse girl), and more.
I've also owned several jewelry pieces from the brand and have found them to be surprisingly tarnish-resistant—including rings that I forget to take off before washing my hands—and irritation-free, too.
Glowing customer review: "Love the necklace! My husband got me this as a gift to celebrate us having our first child and it’s a boy! I have gotten so many compliments on it!"
Shop our favorites: individual charms (from $39), Pizza charm bracelet ($115), Personalized heart charm ($105)
Pros
- Popular on TikTok
- Wide range of pricepoints
- Lots of limited-edition collabs
Cons
- Fewer silver jewelry options than gold
Price range: Most items between $15 to $150 | Base material: 14K gold over brass, rhodium over brass | Shipping: Free shipping $85+
Kendra Scott is the latest brand to achieve TikTok fame, so if you're looking for the perfect gift for that chronically online friend or a picky teen, this brand is a great starting point. There are a bunch of different glitzy baubles to choose from, like this iconic pendant necklace, or coveted collabs with Dolly Parton and Disney.
Glowing customer review: "I got this necklace for Christmas a little over a year ago, and I have worn it almost every day since! It's so pretty and goes with everything! The stone and chain are both quality, and it doesn't tint your skin green."
Shop our favorites: Elisa pendant necklace ($60), Tatum short pendant necklace ($65), Ari heart gold huggie earrings ($70)
Pros
- Lots of on-trend designs
- Good mix of gold and silver options
- Items are frequently on sale
Cons
- Tend to tarnish faster than other brands on this list
- Inventory turns over quickly
Price range: Most items between $22 to $60 | Base material: Recycled brass, titanium, sterling silver | Shipping: Free shipping for Madewell Insiders
When you aren't quite sure if the latest jewelry trend is right for you, the last thing you wanna do is splurge. My favorite hack to trying out the latest styles without a major investment? Shop Madewell's accessories section. That's right: your favorite denim brand also makes darn good affordable jewelry. We're constantly spotting the latest trends: like molten metal cuff bracelets, carabiner-style necklaces, and more—usually for under $60.
Shop our favorites: Organic wide cuff bracelet ($68), Sculpted drop earrings ($69), Semiprecious beaded heart charm necklace ($65)
Pros
- Handmade
- Unique, delicate designs
- Necklaces available in different lengths
Cons
- Most jewelry is available in only one finish
Price range: Most items $45 to $100 | Base material: Gold-filled, sterling silver, bronze | Shipping: Varies
You simply can't beat the one-of-a-kind quality of handmade jewelry, and Peggy Li's dainty designs are low-key guaranteed to get you compliments. The San Francisco-based designer sources materials from around the world and makes each piece by hand (!), so everything is bespoke—perfect for gifting or adding a personal touch to your own collection. Fun fact: the brand's jewelry has been worn on TV shows like And Just Like That, Jane the Virgin, Buffy the Vampire Slayer, and more.
Glowing customer review: "I've gotten a lot of pieces from Peggy Li, which I love," Wong says. "She creates really delicate jewelry that you can easily dress up or down."
Shop our favorites: Sparkle eye necklace ($110), Dakota hearts ring ($110), Star post earrings ($59)
Samantha is a lifestyle commerce editor at Hearst magazines, where she covers fashion, fitness gear, tech, and viral products. She has over six years of editorial experience, including writing, editing, and hands-on product testing for commerce stories—whether it be an in-depth running shoe review or a curation of the latest Prime Day deals. As an avid runner and former Division I athlete, Samantha has particular expertise in fitness gear, apparel, shoes, and tech. (In fact, when she’s not at her desk, she’s probably out for a run.)
You can find Samantha’s work in Cosmopolitan, Good Housekeeping, House Beautiful, Country Living, Real Simple, Better Homes & Gardens, PEOPLE, and more.
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